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Without a thorough and detailed review of the ba zi, it’s difficult to determine the effects of the clashes, harms, and other interactions. In any case, clashes and harms between the various pillars (Year, Month, Day, Hour, House of Life, House of Conception) will always occur, depending on the date and time of birth. Based on experience, these pillars often provide a general assessment, particularly in relation to either the stages of life (Childhood, Youth, Middle Age, Old Age) or relationship pillars (such as Children, Self & Spouse, Parents, Grandparents, etc.), or between your House of Life or House of Conception (representing conception or birth related issues). Often, these clashes indicate whether a specific stage of life or relationship pillar will be supportive or challenging. For example, the Month pillar is generally associated with the Youth stage of life or relationships with parents. In terms of health, how the five elements are balanced—such as if any element is at 0% or exceeds 50%—can point to potential health issues involving those related organs. The timing of such health issues depends on the 10-year, 5-year, or yearly luck flows and whether any health warning indicators appear during those periods. The luck flow also shows when there may be a higher likelihood of accidents. This is where the luck pillars interact with your ba zi pillars, and the clashes or harms during each time period come into play. For instance, as shown in a demo report, certain patterns can highlight these influences. URL: https://www.geomancy.net/demoreports/bazi_v16_demo/bazi_demo_bazi_expert_review.html HIGH Probability Major Issues with Accidents (1998-2007) Especially in [2005] [2006*] [2007**] Under the "B2. Possible Accident Issues" section as extracted above, there is a high probability of major accidents during the 10-year period from 1998 to 2007, particularly in the years 2005, 2006, and 2007. During these years, and especially closer to this timeframe, extra caution is advised. It’s important to understand that a person's luck is influenced by three forms of luck: 1) Heaven Luck – The luck you are born with and destined to have. 2) Earth Luck – The luck derived from your home, office, and surrounding environment. 3) Human Luck – The luck that comes from your relationships with others and your own effort. Each type of luck contributes 33.3% to your overall luck. For example, a combination of Heaven Luck (Ba Zi) and Earth Luck (Feng Shui) impacts 66.6% of your overall luck, while the remaining 33.3% depends on your Human Luck. Most major incidents tend to occur during very bad periods and are often a result of a combination of issues, such as challenges with Heaven Luck or unfavorable Feng Shui conditions (e.g., Illness or Misfortune Stars). This is when the likelihood of serious accidents increases. However, in most cases, minor accidents may happen from time to time if caution is not exercised, especially during higher-risk periods. The Ba Zi chart indicates the kind of luck you are supposed to have and has some predictive aspects. However, it’s important to avoid placing too much emphasis on fortune-telling, as this can lead to a self-fulfilling prophecy where belief makes it more likely to happen. While a Ba Zi chart shows the type of luck you’re supposed to have, whether events occur or not is still influenced by Earth and Human Luck factors. You can use Ba Zi as a guide to anticipate potential issues and take extra precautions to minimize risks or make the most of favorable periods. The rest ultimately depends on your actions and decisions. Regarding accuracy, I don’t see much difference between lunar and seasonal calculatitions in most cases. For example, in your daughter's case, under the lunar month of Geng-Wu, there is a Chou-Wu Harm and Wu Punishment present. This indicates conflict in the month pillar, regardless of whether you’re using the lunar or seasonal months. As these issues often relate to youth and parental relationships, it shows that this stage of life and the relationship with parents may have challenges. The overall outlook remains the same, regardless of the calendar system used. There will always be some degree of clashes, harms, punishments, or self-punishments present between your charts. The key is identifying when these dynamics are most likely to manifest, which is best determined by analyzing the flow of luck discussed earlier. This evaluation allows you to pinpoint periods when extra care and mindfulness are necessary. While clashes or harms are inevitable, not every instance will result in an issue. It’s only when these indicators align with other major signs of higher or medium probabilities that caution becomes more critical. These are the periods during which issues are most likely to occur—if they happen at all—and should, therefore, be monitored closely. As noted on our website, we include both Lunar and Seasonal months in our calculations. Our analyses take all necessary factors into account but are typically presented using the Lunar calendar for several reasons, which you can learn more about via this link: URL: https://bazifaq.geomancy.net After reviewing so many Ba Zi reports, I am still amazed by the accuracy of our ba zi reports. Often, when helping clients resolve issues, we find that the luck forecasts for major life events are remarkably precise, frequently aligning closely with the periods when these issues are likely to occur. I briefly reviewed your daughter's chart. While there are no significant health issues based on the five-element percentages, there are a few periods with high or medium probabilities of health concerns or accidents to be mindful of. Current & Upcoming Accidents Issues HIGH Probability Major Issues with Accidents (2016-2025) Especially in [2020*] [2019] [2021**] (2023) Most of the major ones from 2016 to 2025 are nearly finished, so there is not much to worry about at the moment. However, since 2025 isn’t over yet, it’s still good to exercise some caution. The rest are much further in the future (2046-2055) and some other medium probability ones, so there’s no need to worry about those at this time.