help... my husband & I cannot save money

[myfs_80595]

Dear Cecil, Please help us....My husband and I cannot seem to save any money although we do not spend much, we just have bills piling up all the time. He does however, make unwise decisions when it comes to investing our money in things. We get into arguements all the time. He doesn't seem to get along too well with our 3-year-old son either. We've been living in our basement apartment for a little over two years now. Could living in a basement be the reason why things are going so badly? It might be the layout of our bed but I would like your input on it. My husband's birth date is Jan. 16, 1976, my birth date is Dec. 21, 1975, and son is Nov. 23, 1999. We are all born the year of the rabbit. Attached is a quick drawing of our basement apartment.
Thank you so much in advance for you input.